Commercial Insurance Lines

Coverage guidance for California businesses across construction, transportation, professional services, hospitality, and more.

Coverage

General Liability

Protection for third-party bodily injury, property damage, and related claims.

Workers' Compensation

Coverage for employee work-related injuries and employer liability.

Commercial Auto

Coverage for business-owned vehicles and certain hired/non-owned exposures.

Motor Truck Cargo

Coverage for certain loss or damage to cargo in transit, subject to policy terms and limits.

Trailer Interchange

Coverage for damage to non-owned trailers in your care, custody, or control under a written interchange agreement.

Non-Trucking Liability (Bobtail)

Liability coverage for certain off-dispatch/non-business use of a power unit, when applicable.

Physical Damage

Comprehensive and collision coverage for scheduled trucks, tractors, and trailers.

Surety Bonds

Bonds that guarantee performance, payment, or other obligations under a contract or statutory requirement.

Business Owners Policy (BOP)

Bundled property + liability coverage designed for qualifying small to mid-sized businesses.

Professional Liability (E&O)

Coverage for professional services claims tied to alleged errors or omissions.

Umbrella / Excess Liability

Additional limits above underlying liability policies.

Cyber Liability

Coverage for certain cyber incidents, data compromise, and related response costs.